Based on Lending Funding Program Secured by A/R
UCVC's Asset Based Lending: When your business needs a more flexible
loan structure, we respond quickly and decisively. After closing, we
provide a high level of personalized service to help you seamlessly
manage your financial operations.
Asset based loans (ABL) provide companies with working capital, buyout
and recapitalization/restructuring financing and asset management
services to businesses for paying operating expenses, funding inventory
and purchasing capital expenditures such as equipment.
Revolving lines of credit starting at $100,000.
Most companies qualifying for a UCVC¡¯s asset-based loan will be B2Bs
(business-to-business) in manufacturing, wholesale, distribution and/or
servicing generating commercial accounts receivable invoices. In most
cases, yearly sales must exceed $500,000.
If asset based lending is right for you, Please contact.
What is an Asset Based Loan?
A commercial asset based loan provides businesses with immediate funds
and ongoing cash flow based on a percentage of the value of your
company¡¯s assets such as commercial accounts receivable, inventory,
business equipment and machinery, and recurring revenue contracts. Funds
from asset based finance can be used for day-to-day operating expenses,
or as capital for restructuring, turnarounds, mergers and acquisitions
How does Asset Based Lending provide working capital?
UCVC assigns your business a revolving line of credit based on a
percentage of each of the qualifying asset classes. You may draw on your
line of credit whenever needed and pay back to increase availability for
future use. You only pay interest on the funds you¡¯ve drawn down so
overall, it¡¯s less expensive than a term loan.
Why Asset Based Financing?
UCVC can custom tailor an asset based loan that fits your business
needs. Asset based finance can be underwritten relatively quickly and
easily by UCVC to get you the funding that you need when you need it.
Because it is often provided on a revolving line of credit, you draw
down only what you need. Asset based loans are generally cost effective
and competitive relative to other financial options. Because of UCVC¡¯s
expertise and internal resources, we can move faster than traditional
Who is using Asset Based Lines of Credit Facilities?
UCVC provides asset based lines of credit to growing small businesses,
medium businesses and large companies. Businesses can tap into their
assets for working capital to support growth and help fund through
seasonal and cyclical periods or turnaround situations. UCVCcan provide
funding quicker and easier than traditional lending institutions making
UCVCthe premier choice of businesses that require a higher level of
service and flexibility.
When Asset Based Lending
Learn more today about how asset based financing can help your business
grow or turnaround. Find out why UCVC is one of the fastest growing and
largest independent commercial lending companies in the United States. A
personalized loan management team ¨C an Account Executive and an Analyst
¨C are assigned to your business and serve as your partners and
advocates, closely monitoring the collateral and your business and
helping you manage your financial operations. Online reporting allows
you access to your account in order to monitor your daily availability
to draw down on your line of credit.
Supplementary Services to Asset Based Lending
UCVC offers a wide range of supplementary services which can compliment
asset based loans as well as provide protection against risk and support
UCVC offers credit protection which allows you to get paid if your
customer or client is financially unable to.
Ask how UCVC can turn your back-office fixed expenses into variable
expenses by scaling and leveraging UCVC¡¯s experience, expertise and
efficiencies. UCVC¡¯s back-office services provide world class support to
run various or all bookkeeping, credit and collection functions.
If you are currently doing international business or desire to do so, we
have the staff and services to help get you there with innovative
programs with the Prompt, Professional and Reliable service you expect
To get started with an asset-based loan, please contact us.
Ask us about our Asset-Based Lending programs, Our various Asset-Based
Lending programs are designed to meet the different needs of our
customers, no matter you are small or medium or large businesses, you
will always find a proper funding programs for you here in UCVC
Please contact us through our main office at:
Toll Free (English): 1 8772642474
Processing Dept. Fax Lines: ( 1866)9322538
Fundinding Dept. Hours: 9:00 am - 5:00 pm (Mon. - Fri.)
*Summer: Pacific Standard Time *Winter: Eastern Standard Time