UCVC's Quick Cash Advance Program
At UCVC, we believe in providing our clients with the easiest access to
cash available. Qualifying for our merchant loan program is simple ¨C as
long as your business accepts Visa or MasterCard as a form of payment
and processes a minimum of $2,500 per month in transactions, you are
well on your way to attaining a cash advance that is important to
running your business.
Is it easy to apply?
The process is almost effortless ¨C contact one of our financial
specialists, provide us with your most recent credit card and/or bank
statements (twelve months for seasonal businesses or three months for
non - seasonal), and fill out a short application. Once you submit all
the qualifying documents, we¡¯ll give you a quote you within 24 ¨C 48
hours for a cash advance of up to $1,500,000.
You¡¯ll be amazed at how fast you can receive your cash advance; we can
make it available within 72 hours of submitting your application.
in the Bank!
After approval, the amount will be deposited in your bank account.
wait? UCVC Funding has the ability to get you the money you need now.
Our program has helped small- to medium-sized businesses fund expansion,
marketing, payroll, equipment purchases, supply orders, taxes, inventory
purchases, seasonal merchandise, restructuring, and emergency
situations. Take advantage of our program and rid yourself of the
barrier between your business needs and the cash you require to move
your business forward.
Funding has set out to assist business owners with the cash they need to
succeed. In order to meet this objective, our associates are here to
answer your questions and provide you with the information to obtain the
funding you desire. Feel free to click on some of the most commonly
asked questions below or click on our live chat icon to speak to one of
our experienced representatives now.
How I can qualify?
Qualifying is simple, you just need to:
Accept Visa and / or MasterCard as a form of payment.
Process a minimum of $2,500 dollars in credit card transactions a month.
Provide your most recent credit card and bank statements -- 3 months if
your business is not seasonal and 12 months if your business is
Exist in business for two or more years.
How easy is it to
UCVC¡¯s merchant loans are much easier and faster than obtaining a
typical bank loan. We understand the reality and the hardship of owning
and operating a small- or medium-sized business. Many of our Executive
Funding Specialists have owned and operated their own businesses and can
relate to the need for quick cash relief.
How does the program
business can be advanced up to $1,500,000 based on your current credit
card sales receipts. After you receive our funding, a small percentage
will be deducted from your future Visa/MasterCard receipts until the
loan is paid back. This model alleviates the need to make fixed payments
during a fixed time frame.
How much will this
cash advance cost?
is based on the size of cash advance, the estimated time of
distribution, and various other details of the cash advance program.
This will be explained by our financial specialists during your initial
consultation and again in the Cash Advance Approval sheet.
Is there a fee
associated with the cash advance?
There are no administration fees, hurray!
Will bad credit
affect my cash advance request?
It is not necessary for you to have good credit to receive a cash
advance. A poor credit rating, which could include delinquencies, will
not normally influence a cash advance approval.
How fast can I get a
can receive your money within 72 hours. If relevant documents are
missing or are difficult to obtain, you might wait as long as two weeks
How much of a cash
advance can I receive?
advances range from $2,500 to $1,500,000.
How will I pay back
the cash advance?
are based on a formula calculated on your cash flow projections; we
consult with you to determine your optimal payment.
Is this a loan?
this is not a loan; it is a purchase of future receivables.
When I have repaid
my first cash advance, how easy is it to apply again?
you have experienced no change in financial status, you will be approved
How complicated is
paperwork that you will need to fill out will take no more than ten or
fifteen minutes to complete. We have funding specialists on hand to help
you through the process.
I am already with
another financing company providing similar funding. Does this mean I
will get approved?
credit underwriting standard is slightly higher than that of similar
companies; however, approximately 95% of our competitors' customers who
applied for our funding have been accepted. The only sure way to find
out is by submitting an application.
Is it going to cost
me to apply?
No, the application is free and there are no up-front fees charged to
our customers. The sooner you get your application in, the quicker we
can get back to you on the amount we can approve you for.
I have high enough
overall sales, but my VISA/MC volume is very low. Is there any way I
could receive funding?
The minimum requirement for qualification of the cash advance program is
$2,500.00 of your monthly VISA/MC transactions. We will tailor our
product to suit your needs. Just ask how!
Can the advance be
the advance balance is down to approximately 20% of the original
balance, the borrower can request renewal. Most of our customers opt to
renew. You can request a renewal by phone, fax, or e-mail. Renewals are
usually funded in less than 24 hours of the request.
Do I have to switch
my current credit card processor?
You must switch to our affiliated processors to receive funding, but we
promise that we will meet or beat your current credit card processing
cost structure. The bottom line is that you're not going to lose money
for having to switch. Most likely, you will be saving money.
Do I have to get a
new credit card terminal?
usually. All you have to do is re-program your terminal, which takes
only 10 minutes and it can be done over the phone. Our credit card
processor will call you to give you step-by-step instructions.
I¡¯ve heard about
several untrustworthy companies in the cash advance industry, any
there are many companies that you should be cautious of, you should note
that UCVC is proud affiliate of the National Restaurant Association, and
is a member of the Better Business Bureau. We have also successfully
provided loans to numerous of small- to medium-sized businesses.
Please contact us through our main office at:
Toll Free (English): 1 8772642474
Processing Dept. Fax Lines: ( 1866)9322538
Fundi nding Dept. Hours: 9:00 am - 5:00 pm (Mon. - Fri.)
*Summer: Pacific Standard Time *Winter: Eastern Standard Time