Equipment Leasing | Hard Money | VC Investment | Other Funding & Service | Contact Us | Form Download

History of UCVC
Contact Us

  UCVC's Quick Cash Advance Program


At UCVC, we believe in providing our clients with the easiest access to cash available. Qualifying for our merchant loan program is simple C as long as your business accepts Visa or MasterCard as a form of payment and processes a minimum of $2,500 per month in transactions, you are well on your way to attaining a cash advance that is important to running your business.

Is it easy to apply?

The process is almost effortless C contact one of our financial specialists, provide us with your most recent credit card and/or bank statements (twelve months for seasonal businesses or three months for non - seasonal), and fill out a short application. Once you submit all the qualifying documents, well give you a quote you within 24 C 48 hours for a cash advance of up to $1,500,000.

Youll be amazed at how fast you can receive your cash advance; we can make it available within 72 hours of submitting your application.

          Money in the Bank!

After approval, the amount will be deposited in your bank account.

 Why wait? UCVC Funding has the ability to get you the money you need now. Our program has helped small- to medium-sized businesses fund expansion, marketing, payroll, equipment purchases, supply orders, taxes, inventory purchases, seasonal merchandise, restructuring, and emergency situations. Take advantage of our program and rid yourself of the barrier between your business needs and the cash you require to move your business forward.

 UCVC Funding has set out to assist business owners with the cash they need to succeed. In order to meet this objective, our associates are here to answer your questions and provide you with the information to obtain the funding you desire. Feel free to click on some of the most commonly asked questions below or click on our live chat icon to speak to one of our experienced representatives now.

How I can qualify?  

Qualifying is simple, you just need to:

         Accept Visa and / or MasterCard as a form of payment.

         Process a minimum of $2,500 dollars in credit card transactions a month.

         Provide your most recent credit card and bank statements -- 3 months if your business is not seasonal and 12 months if your business is seasonal.

         Exist in business for two or more years.

How easy is it to get approved? 

UCVCs merchant loans are much easier and faster than obtaining a typical bank loan. We understand the reality and the hardship of owning and operating a small- or medium-sized business. Many of our Executive Funding Specialists have owned and operated their own businesses and can relate to the need for quick cash relief.

How does the program work?

 Your business can be advanced up to $1,500,000 based on your current credit card sales receipts. After you receive our funding, a small percentage will be deducted from your future Visa/MasterCard receipts until the loan is paid back. This model alleviates the need to make fixed payments during a fixed time frame.

How much will this cash advance cost?

 Pricing is based on the size of cash advance, the estimated time of distribution, and various other details of the cash advance program. This will be explained by our financial specialists during your initial consultation and again in the Cash Advance Approval sheet.

Is there a fee associated with the cash advance?

There are no administration fees, hurray!

Will bad credit affect my cash advance request? 

It is not necessary for you to have good credit to receive a cash advance. A poor credit rating, which could include delinquencies, will not normally influence a cash advance approval.

How fast can I get a cash advance?

 You can receive your money within 72 hours. If relevant documents are missing or are difficult to obtain, you might wait as long as two weeks or more.

How much of a cash advance can I receive?

 Cash advances range from $2,500 to $1,500,000.

How will I pay back the cash advance?

 Payments are based on a formula calculated on your cash flow projections; we consult with you to determine your optimal payment.

Is this a loan?

 No, this is not a loan; it is a purchase of future receivables.

When I have repaid my first cash advance, how easy is it to apply again?

 If you have experienced no change in financial status, you will be approved automatically.

How complicated is the paperwork?

 The paperwork that you will need to fill out will take no more than ten or fifteen minutes to complete. We have funding specialists on hand to help you through the process.

I am already with another financing company providing similar funding. Does this mean I will get approved?

 Our credit underwriting standard is slightly higher than that of similar companies; however, approximately 95% of our competitors' customers who applied for our funding have been accepted. The only sure way to find out is by submitting an application.

Is it going to cost me to apply?

No, the application is free and there are no up-front fees charged to our customers. The sooner you get your application in, the quicker we can get back to you on the amount we can approve you for.

I have high enough overall sales, but my VISA/MC volume is very low. Is there any way I could receive funding?

 Yes. The minimum requirement for qualification of the cash advance program is $2,500.00 of your monthly VISA/MC transactions. We will tailor our product to suit your needs. Just ask how!

Can the advance be renewed?

 When the advance balance is down to approximately 20% of the original balance, the borrower can request renewal. Most of our customers opt to renew. You can request a renewal by phone, fax, or e-mail. Renewals are usually funded in less than 24 hours of the request.

Do I have to switch my current credit card processor?

 Yes. You must switch to our affiliated processors to receive funding, but we promise that we will meet or beat your current credit card processing cost structure. The bottom line is that you're not going to lose money for having to switch. Most likely, you will be saving money.

Do I have to get a new credit card terminal?

 Not usually. All you have to do is re-program your terminal, which takes only 10 minutes and it can be done over the phone. Our credit card processor will call you to give you step-by-step instructions.

Ive heard about several untrustworthy companies in the cash advance industry, any advice?

 Although there are many companies that you should be cautious of, you should note that UCVC is proud affiliate of the National Restaurant Association, and is a member of the Better Business Bureau. We have also successfully provided loans to numerous of small- to medium-sized businesses.

Please contact us through our main office at:



Toll Free (English): 1 8772642474

Processing Dept. Fax Lines: ( 1866)9322538

Fundi nding Dept. Hours: 9:00 am - 5:00 pm (Mon. - Fri.)

*Summer: Pacific Standard Time    *Winter: Eastern Standard Time